Active and careful management of
your money.

RISK, RETURN AND COSTS

Within the EU markets, financial services companies are required to adhere to the Packaged Retail and Insurance-based Investment Products (PRIIPs) regulation which has applied since 1 January 2018.

The aim of this legislation is to encourage efficient EU markets by helping investors to better understand and compare the key features, risk, rewards and costs of different PRIIPs, through access to a short and consumer-friendly Key Information Document (KID).  The Regulation applies to persons who manufacture PRIIPs or advise on or sell PRIIPs which would apply to all advice rendered by St James Global. All advice to a retail investor on a PRIIP must provide the retail investor with a KID in good time before any transaction is concluded.  

St James Global are remunerated by the institution or product provider. We ensure complete transparency of fees received and charges levied at all levels. These fees and charges are clearly illustrated in the KID mentioned above. At St James Global, we are happy to negotiate fees with a particular focus on enhancing the value of our advice fees based on the increasing value of one’s investments –  there is therefore, a vested interest to make sure we make your money grow.

Each KID will need to contain the following information, presented in a pre-determined sequence of sections. The sections are:
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• What is this product?
• What are the risks and what could I get in return?
• What happens if the PRIIP manufacturer is unable to pay out?
• What are the costs?
• How long should I hold it and can I take money out early?
• How can I complain?
• Other relevant information                                     

Any questions on how we can reduce your risk?

Our team is ready to answer any of your queries.

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St James Global is an appointed representative of Private Client Consultancy, a trading name of Efficient Frontiers SL, whose registered address is Calle Jardin Botanico, 23/24, La Cala de Mijas, Mijas Costa 29649, with CIF B42839589, authorised by the DireccionGeneral de Seguros y Fondos de Pensiones No J-3930, holding obligatory Professional Indemnity Insurance with AIG Europe for the regulated activity, and with sufficient financial capacity in accordance with the law. And is licensed to operate in Spain under the freedom of services provision. It is also licensed to operate in Austria | Belgium | Bulgaria | Croatia | Cyprus | Czech Rep | Denmark | Estonia | Finland | France | Germany | Greece |Ireland | Italy | Latvia | Lithuania | Luxembourg | Malta | Norway | Poland | Portugal | Romania | Slovakia | Slovenia | Sweden | and the Netherlands, under the freedom of services provision.  
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Private Client Consultancy (a trading name of Efficient Frontiers SL) acts as an Introducer to AQA Capital Ltd. Mr. Andrew Oliver, who forms part of the PCC Group, acts as Investment Committee Member with AQA Capital. In his role as Investment Committee member with AQA Capital, Mr. Oliver is involved in portfolio management function. AQA Capital is authorised and regulated by the Maltese Financial Services Authority ("MFSA") with registration number C 70143. AQA is authorised as a UCITS and AIF management company and also provides additional services including discretionary portfolio management and investment advisory services (commonly referred to as “MIFID services”). AQA Capital is authorised to provide services across the EU countries via the EU passport, as well as to client’s resident in other non-EU jurisdictions.